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How to Resolve Title Issues on Your Home

Title issues with your home can occur due to unpaid debts or property line disputes. Issues often occur with foreclosed homes and small mistakes made in public records. You can also have a defective title if your property is stuck in probate due to a previous owner’s death. 

A defective title, also known as a cloud on title, complicates the sale of your property. Any issues have to be paid or resolved before the sale of your home or property can be finalized. Learn about the most common title issues in Florida and how to resolve title issues so you can sell your home fast.

Perform a Title Search

When you’ve been told your property has a title issue, the first step is to perform a title search. Title searches are complicated, so you shouldn’t attempt to handle them by yourself. A real estate attorney or title agency can perform a title search for you. They search through public records and let you know if there are any issues with your property’s title. 

The title search identifies the property’s legal owner and reveals any claims or liens that must be resolved to clear your title. A clear title is necessary for you to sell your property.

Common Title Issues

There are several reasons your property may have a defective title. Learn what they are and how to resolve title issues.

  • Unreleased Liens

Any unpaid or unreleased liens on a property cause title issues. Courts grant property liens to creditors when a person doesn’t pay the debt they owe. These creditors have a claim over the property, and the debtor must pay the liens to clear the title. 

There are three main types of liens. Tax liens occur when a property owner owes taxes of any kind to the IRS, including local property taxes. The seller has to pay all of the back taxes owed before or at the closing of the property.

Tax liens can be placed by local, state, or federal agencies. Judgment liens happen if a court awards a creditor monetary damages in a lawsuit. 

Mortgage liens are also common in causing title issues. A mortgage lender, like a bank, may use a lien on your property as collateral for a deed of trust or mortgage. Even if you’ve paid your mortgage, the lien will exist until the lender records payment and files a release of the lien.

  • Errors in Public Records

Mistakes happen, and any incorrect or missing documentation can cause a defect in your title. It could be as simple as a spelling or clerical error or a more complicated fraudulent case. If a title search reveals no results, it could be due to missing documentation or paperwork being filed incorrectly. 

Any errors can be fixed by filing a corrective deed. While these errors aren’t your fault, they are costly to fix, and it complicates the sale of your property.

signing contract of a home with a calculator next to it
  • Probate or Ownership Issues

This problem occurs when the property seller does not have their name on the deed and is not considered the rightful owner. This can happen in cases of fraud, but it also occurs by mistake with legitimate sellers. 

When a property is awarded to heirs in wills or estates, all heirs must sign the deed. If an heir takes possession of the property without signing the deed, there will be title issues when they sell the property in the future. 

Ownership issues also happen during divorces. If one spouse keeps the home in a divorce and doesn’t change the deed documents, both could still be listed as owners when it’s time to sell.

  • Property Line Issues

Changes in property boundaries, easements, and right-of-way issues can cause defects in the title. It’s a good idea to have your property surveyed to check for any title problems so you can manage them before listing. 

How to Resolve Title Issues

If your title search reveals an issue, it will need to be resolved before you can sign closing paperwork. You may need to hire a title company or a real estate attorney to help clear your title issues. After they identify the title defects, they’ll work with you to resolve the problem. An attorney can file documents to correct errors and represent you if there are boundary or ownership disputes.

You can also search for title issues through your local county recorder office in Florida. Any taxes or liens must be paid in full to clear your title for sale. The lienholder must acknowledge full payment and cancel their lien before the property is closed. Mortgage liens are an exception, as they are paid through the sale of the property and canceled after the closing. 

Ownership and deed issues need to be fixed before the property is sold. Any errors must be corrected and filed in a corrective deed. Once your title is clear, the sale of the property can move forward.

judge signing a contract

Quiet Title Action

If you can’t find information or the title is still disputed, you may have to file a quiet title action. This is a lawsuit that lets the court decide who the rightful property owner is. The court will review all documentation and the facts of your case to reach their ruling. 

Work with a Home Buyer Like Meli

If you are facing title issues or liens, you can sell your home as a distressed property. What is a distressed property? Any property that is damaged, has code violations, lien or title issues, or is facing foreclosure can be considered distressed property. It does not have to be in disrepair to qualify.

The last thing you want is an expensive, time-consuming process to clear your property’s title issues. Meli Homes is a company that buys distressed properties in the Orlando area, and we can examine your property, often making an offer the same day. If we don’t buy your home, we can offer a consultation to help you list and sell, bypassing the traditional real estate process. 

You won’t have to resolve your title issues before selling or listing with Meli. We can close on your property in 30 days or less for a quick turnaround that gets you paid when you need it most. Request a consultation with Meli today.

Image Credits

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How to Fix Building Code Violations

Whether your home is old or was only built in the last decade, there may be building code violations lurking behind your walls. Your property could’ve been damaged in a hurricane or flood, or perhaps you started a home renovation project you were unable to finish. If you need to sell your home quickly due to tough financial circumstances, you may not have the time or means to rectify these problems before listing. 

Homeowners in Florida may be wondering: Can you sell a house that’s not up to code without fixing it first? Sellers in Florida are required to disclose any code violations to potential buyers before the sale of the home. While residents in Florida do not have to fix code violations before a sale, it’s much harder to find a buyer interested in purchasing a home that’s not up to code. 

Buyers are looking for move-in-ready properties and don’t want to invest a lot of time and money before moving into a house. To avoid a surprise, check if your property is up to code. Plus, learn how to fix building code violations before you go to sell.

Obtain and Review Building Codes in your Area

Each state has its own guidelines and building codes, along with national standards every state must follow. These rules are regularly updated, and even if your property was up to code within the last three years, it might now be in violation. 

The Florida Building Commission updates building codes every three years. The latest update took effect on January 1, 2021, with significant changes for residential roofing, wind loads, and energy conservation in the latest edition. If you’re replacing your roof, pay close attention to the new guidelines so you’re not in code violation. There are also updates for more efficient lighting and mechanical equipment in homes.

Florida building codes help ensure the proper construction of your home. From materials used in the build like plumbing and electrical to local fire safety regulations, including the amount and location of smoke detectors in your home. Building codes are designed to keep residents safe.

The National Electrical Code (NEC) sets national standards and guidelines for designing, installing, and using electric devices in homes. NEC’s guidelines determine how the wiring is installed and outline how the property’s electrical system will be inspected.

If you belong to a Homeowner’s Association (HOA), there may be additional requirements about the appearance or maintenance of your home. This includes the color of your house, the condition of your roof, and outdoor lighting and landscaping. Your HOA can fine you if you violate their policies. Review your HOA rules to determine if you need to make repairs or adjustments to the outside of your property.

how to fix building code violations | contractor signing off on a piece of paper

Set Up a Home Inspection if You’re Uncertain

If you’d like a second opinion about how your house measures up, you can hire an experienced home inspector to examine your property. They’re specifically trained to identify a variety of problems within a house and will look for code violations in these area. They may also advise you to fix building code violations.

  • Structure

They’ll look for any damage or issue to your foundation, roof, and any other structural components like windows and doors.

  • Heating & Cooling

They’ll make sure your HVAC and other systems are functioning correctly.

  • Plumbing

They’ll inspect pipes and drainage to make sure they’re up to code and working properly. Inspectors may even test your water pressure and ceilings or walls to check for water damage.

  • Electrical

They’ll check if your system is up to code and whether there are any problems in the house. Inspectors will test lights and appliances to make sure they’re working.

Home inspectors will examine your entire house, from the basement to the attic. They’ll check the structure from the outside to inspect your roof and the exterior of your home. Inspection may take a few hours, and you’ll receive a report within a week of any violations or areas you need to address.

Obtain a Work Permit

Florida requires building permits for any new construction or renovation on existing structures. If you are planning on repairing, moving, or changing the structure of your home, you will need a building permit. There are also permits for work on electrical, plumbing, and other mechanical systems. If you install, replace, or move any parts of these systems, you need a permit.

As a homeowner, you can obtain an Owner-Builder Permit that allows you to improve a one-family or two-family residence. You apply for this permit locally and act as your own contractor with this permit. In all other cases, construction must be completed by a licensed contractor.

Failing to get a permit before starting the work results in penalties. Florida law outlines the fines you’ll face as a fee of up to four times the cost of the permit, but no more than $5,000.

how to fix building code violations | contractor working on resealing the windows of a home

Hire Licensed Contractors

If your property has multiple building code violations that require repairs, you may find it helpful to bring in a general contractor who can oversee the completion of the project. The general contractor can manage the individual tradespeople you hire for tasks such as plumbing, electrical, or structural work. 

Work with a Home Buyer Like Meli

It takes time and money to fix a house if it’s not up to code. If you find out your home has building code violations when you’re ready to sell, you have options besides making costly repairs.

Instead of selling your house to buyers as-is, consider working with a company that buys and consults on distressed properties and may help you learn how to fix building code violations. Meli Homes is a company in the Orlando area that helps sellers with distressed homes complete their sales. Can you sell a house with code violations to Meli Homes? Yes, at Meli, we can buy your house in Orlando even if it has code violations.

We’ll schedule a walkthrough of your home to assess its value and make a same-day decision. If we’re interested in buying, we will then give you an offer for the house as-is that you can either accept or reject. We typically close on the property in 30 days or less if you accept our offer, so you get paid fast. When we don’t buy, we can help you with listing your property and navigating the sales process. Meli handles all the paperwork to make it as easy for you as possible. Request a consultation with Meli Homes today.

Image Credits

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Distressed Home Q&A Recording – November 12, 2021

For your ease, we have provided a transcript of the Q&A Recording.

Hey, this is Evan with Meli back for our monthly Q&A for November. We answer questions that we get from clients and various people that we talk to.

Meli is a home buyer, brokerage, and consultant focusing on Central Florida. We work with clients that may have properties that have title issues like liens, probates, judgments, code violations, things of that nature. That’s what our focus is. We’ll work to fix those issues and help you sell your property, either by making you an offer on the property or we will help you list the property. Let’s go ahead and get into our first few questions here.

1. What’s a cash home buyer?

Simply put, a cash home buyer is just an investor or investment company that buys properties as-is for cash. They don’t have financing contingencies, so they can buy properties that may have some issues. Maybe there are repairs that are needed, but they’ll still buy those properties without having to deal with the bank, meaning they’ll typically close faster. So, the terms are a little bit better. If you’re looking to sell your property quickly, then that could be a good option for you.

Read More: What is a Cash Buyer in Property?

2. What can I expect from selling my home to a cash home buyer?

When you’re selling a home to a cash home buyer, you can usually expect that they’ll be able to close faster. The terms will typically be better. They’re going to be able to buy the property, even if there are some issues. Maybe the property needs updating, it hasn’t been well-maintained, or it needs a new roof. The types of things that a bank typically won’t finance. They’ll be able to buy it outright, rather than a typical retail buyer that needs a mortgage.

3. What’s a distressed property?

A distressed property can be a property that hasn’t been maintained, or it could be a property with a title issue or is going through foreclosure. A property can be distressed but be well-maintained, so it could be a property that has a lien on it. Maybe the property is worth $300,000, but there’s $300,000 in liens on it, which ultimately means that the property isn’t worth anything until the liens are taken care of. So, a distressed property can be various things. It’s not just that the property hasn’t been well-maintained. It could be that the property hasn’t been taken care of from a fiscal standpoint. Maybe the title hasn’t been well taken care of.

Read More: What Does “Distressed Property” Mean?

4. Can I sell a house with a lien on it?

Yes, you can absolutely sell a house with a lien on it. The problem is that a lot of people won’t buy properties with liens. It depends on what’s going on with the lien. Maybe it’s a massive lien, maybe it’s hundreds of thousands of dollars. A lot of people won’t buy that. Many cash buyers and investors won’t buy that. But there are some that will, and we will. There are probably a few others that will, too, but it’s very rare that they’ll buy it.

It also depends on what it is. If it’s a very small lien, then you’ll probably take care of it before closing. You can definitely do that. Just get with a buyer and figure out what the situation is on the property. Maybe it isn’t that big of an issue, or maybe it is. You just have to find out. You can also talk with an attorney that could tell you how complicated the matter is going to be. But a lot of times investors understand this stuff just as well as most attorneys if they’ve been doing it a long time. So to answer the question, yes, you can absolutely sell a house with a lien on it.

Read More: Can You Sell a House With a Lien on it?

5. Is it possible to sell a house before it goes to foreclosure?

Yes, it’s absolutely possible. Typically, you’re going to want to try to sell it. You’re not going to want to wait until the week before. At that point, it’s going to be very difficult to get the closing done in time. But if you have a little bit of time… 30 days or even maybe a couple of weeks, that should be adequate time for an investor to purchase the property. You could definitely sell it at that point. So to reiterate, it’s definitely possible to sell a house before it goes to foreclosure. The only complication is going to be if you’ve waited up until the last moment.

Read More: Can You Sell Your House Before Foreclosure?

6. What can I do with a hoarder’s home I inherited?

I’ve seen many people try to clean the house out and end up getting very stressed about the whole situation. So then they try to sell it. I typically tell people to just sell it as-is unless they really want to get into trying to clear out the entire property if it’s a severe situation.

Most times it’s going to be a lot easier just to go ahead and sell it. In my experience, that’s the best way to do it. However, if you clean it out, you’re going to get a better offer on the property. It’s just a matter of how much work are you willing to put into it or spend on doing it? But if you’re okay with doing that, ultimately it will net you more money.

Read More: How to Sell a Hoarder’s House

7. How can I sell a house that needs repairs?

Typically, you can sell a house that needs repairs to cash buyers. You won’t usually be able to sell it to a retail buyer, unless they’re personally paying all cash. So in most scenarios, you can’t, but you can definitely sell it to an investor. There’s plenty of investors out there that will buy houses that need repairs. It’s not a problem at all.

Typically, you can just Google and find one. You’ll see them around on various forms of marketing, and if your property is in distress in any other ways, you’re probably getting called by all the cold callers. So, I’m sure it’s not very hard to find someone to sell your property to.

Read More: How to Sell a House That Needs Repairs

8. Can you sell a house in probate in Florida?

You can go on a contract with a buyer while the home is in probate. Then, as soon as the judge lets you know that the house is now awarded to the heirs, you can sell it. If you go under contract before the probate is finished, you can have everything ready to close as soon as it’s transferred.

If you’re in a hurry, the best way to do it is to find a buyer for it now. Then, when everything’s ready in the probate, assuming that you’re doing it yourself through an attorney, then you’d be ready to sell it. We and some other guys will actually do the probate for you. I would also recommend that. It would be less stress on you than if you handled the whole probate yourself. It can be more difficult because most people don’t deal with it very much. But people in the business, many of them have dealt with it several times. So it will be easier to allow them to do it.

Read More: Selling a House in Probate in Florida

9. Where do you operate?

So, we’re based in Orlando. We’ve bought houses throughout Central Florida. We bought houses on the West Coast of Florida, East Coast of Florida, various places. Currently, we’re focusing a lot on Central Florida and the Orange County area. That’s been a lot of our focus.

Read More: Where Do We Buy Homes in Florida?

10. Can you help me sell my home with title issues?

Yes, absolutely. So that’s what we focus on. Currently, we’re focused on mostly title issue properties. Things that may have disputes among family members, or are tied up in some type of legal issue. It can be probate or various things of that nature. We can definitely help you with any of those types of situations. It’s not a problem at all.

Wrapping Up

Any other questions? I don’t think we have any comments now. So, as always, I do appreciate it. You can give us a call at 407 305-5008, and you can always go to our website, MeliHomes.com, fill out a form, provide your contact information, and we will get with you as soon as possible and help figure out if we’re a good fit to work with one another.

And as always, Meli is a home buyer, brokerage, and consultant that focuses on title issues, liens, probates, judgments, and code violations working throughout Central Florida. Just reach out. Appreciate it.

This article is meant for informational purposes only and is not intended to be construed as financial, tax, legal, real estate, insurance, or investment advice. Meli encourages you to reach out to an advisor regarding your own situation. Please consult with your advisor when making legal or financial decisions.

How Do Tax Liens Work?

Life is unpredictable, and you may be having difficulty paying your mortgage or property taxes due to time off work for injury, illness, or caring for a loved one. Maybe you think selling your home is a good way to lower your debt and reduce your financial stress. You might start to ask yourself, “How do tax liens work?”

But if you’re behind on your taxes, your home may be subject to a tax lien. You may be wondering, “can I sell my house with a tax lien?” The answer is yes, but it’s a complicated process. A tax lien makes selling your property more difficult, and you’ll want to fully understand the situation before deciding to sell. 

What is a Tax Lien?

A tax lien is a legal claim to your property and assets when you owe taxes to your local, state, or federal government. If you fail to pay state or federal taxes, the state government or IRS can place a lien on your property. If you don’t pay your local property taxes, your local government will place a lien on your home.

A tax lien doesn’t mean the government will try to take your home. Instead, it gives them a claim to your assets before other creditors, like a bank lender holding your mortgage. A tax lien only occurs after the government entity has tried to contact you for payment. If you don’t respond or pay your debt, a lien is placed.

How Do Tax Liens Work

You may be wondering, “how do tax liens work?” when it comes to selling your property? The property owner and taxpayer will receive a letter from the government detailing what they owe in taxes. This is a Notice and Demand for Payment. 

If you fail to pay the amount owed or refuse to work with the government agency to resolve the issue, a tax lien is put on your assets, including your property. If you fail to pay back taxes owed to the federal government after filing a tax lien, the IRS will issue a Notice of Intent to Levy.

State and local governments file the same notices if you fail to pay income tax, sales tax, property tax, or estate taxes. There is a three-year statute of limitations from when your taxes are due for the federal government to take legal action. The state of Florida has five years to levy and collect taxes.

Tax liens no longer appear on your credit report, but government agencies file it as a public notice, and it can affect your ability to qualify for a loan or mortgage. A tax lien also impacts your ability to sell or purchase a property.

A tax lien on your property would show up during the title searches during the sale of the home. You must have a clean title before the home sale is closed. A tax lien clouds a title and delays the closing. To clear the title and sell your home, you’ll have to fully pay the government the amount you owe in back taxes.

how do tax liens work | computer with a screenshot of tax return and a reminder to fill it in

How Do I Know if I Have a Tax Lien?

Now that you know how tax liens work, you may start to wonder if you have one. If you owe back taxes, the government will send you a notice through the mail. If you fail to pay or set up a repayment plan with them, they may place a lien on your assets, including your house. 

You can run a title search on your home to see any tax liens against it. It can be complicated to find the information you need, even though title searches are public record. You can hire a real estate attorney or a title agency to help with your search. 
In Florida, you can search Florida Delinquent Taxpayers through the state’s department of revenue website. They publish the names of taxpayers with liens who owe $100,000 or more in back taxes.

How to Resolve a Tax Lien

You can release a tax lien by paying the amount you owe in back taxes or coming to a resolution with the entity you owe. There are four main ways to resolve a tax lien.

  • Use a Repayment Plan

If you can’t afford to pay the full amount of back taxes and interest owed at one time, you can set up monthly payments. The IRS and the state of Florida both allow taxpayers to set up payment plans. 

You can establish a payment plan online with the IRS. Florida residents will have to visit their local tax center and show they cannot afford to pay the full amount to set up a payment plan agreement.

  • Offer in Compromise

This is a settlement between the taxpayer and the IRS. Instead of having to pay the full amount, the two parties settle on a lower amount. It is extremely difficult to qualify for this resolution.

  1. The taxpayer has to submit an application to the IRS
  2. You must have filled all previous tax returns
  3. You must make payments of your current year’s estimated taxes to the IRS
  4. The IRS will reject your application if you’re being audited or if you’ve filed for bankruptcy
  • File an Appeal

File an appeal if you disagree with the tax lien placed on your property or believe it was done in error. You are allowed to appeal any tax lien or tax levy imposed by the IRS through their Office of Appeals.  

Florida also allows taxpayers to appeal their liens. You can request modification, release from liens, and the cancellation of liens through the state’s Taxpayer Bill of Rights. The Florida Department of Revenue can cancel liens placed in error and file a public notice to remove the liens.

  • File for Bankruptcy

Filing for bankruptcy should be your last option. The IRS won’t dissolve a tax lien placed before you filed for bankruptcy. You will still owe them the same amount, and it has to be paid to clear your title. However, the IRS cannot place new tax liens on your property while under Chapter 7 Bankruptcy.

how do tax liens work | buyer and seller exchanging keys to a home in front of a home for sale sign

Why You Should Work With Meli Homes

Selling your home is another way to pay your back taxes. While you can’t close on the sale, you can use proceeds from the sale to pay the taxes owed. It’s possible you’ll have to pay the total amount you owe in back taxes before you can close the sale of your home. If your property has a tax lien, you may have trouble selling it to a buyer on the open market. With limited options, you may not know how to sell a house with a tax lien

Consider working with a professional home buyer like Meli Homes. We are based in Orlando, Florida, and will buy your home as-is or help you list to sell. We regularly invest in houses that are difficult to sell and have experience with tax laws in Florida. If you accept our offer, we can close on your property within 30 days. Contact Meli Homes today to request a consultation.

Image Credits

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Can You Sell a House With a Violation?

Are you looking at selling your home, but starting to wonder if you can sell a house with a violation? Buyers can be scared off by this result, and you might not have the money available to fix the violations. 

As a homeowner, you may already be aware of violations in your home and are wondering, “Can you sell a house that’s not up to code?” The good news is there are options for selling your house even if it has code violations.

What “Not Up to Code” Means

There are state and federal regulations in place to make sure your home is safe to live in. These guidelines are called building codes, and all homes are subject to them. Building codes are regularly updated, and you should review your state’s codes before you go to sell your home. In Florida, the residential building code is updated every three years. The latest update has been in effect since January 2021.

If you do not meet the requirements, your house is considered “not up to code.” Code violations can be simple fixes like installing the correct amount of smoke detectors, or they could be expensive problems with the structure of your home. So can you sell a house with a violation in Florida?

Common Code Violations

Specific building codes vary by state. In Florida, recent updates to the building code include improvements in energy-efficient heating and cooling systems, roofing upgrades, and wind resistance of homes.

Some of the most common code violations in homes include:

  • Handrails on Staircases
    • Your railing must turn and end at the wall so people won’t catch their sleeves or other items on the rail as they walk by and lose their balance.
  • Smoke Detectors
    • You need to have the right amount of smoke detectors placed correctly in your home. They should be installed on each level of your house and outside each bedroom.
  • Windows
    • Any window placed near stairs, bathrooms, or where someone could fall into one should be made of tempered glass. This prevents the window from shattering and injuring people. In Florida, there are codes requiring more wind-resistant windows to withstand hurricanes. 
  • Bathroom Ventilation
    • Fans in bathrooms need to vent to the outside and not other interior locations like attics.
  • Water Heaters, HVAC Units
    • Older water heaters and other heating and cooling systems in your home may be out of date and won’t pass current inspections. Newer codes promote more efficient units and safety features.
electrical plug in front of a wall socket; can you sell a house with a violation
  • National Electric Code (NEC)
    • There are national standards for the electric system in your home. Electric panels may need to be updated to stay within code. You may also be in violation if you do not have GFCI outlets near sources of water in kitchens and bathrooms and outdoors. The ground-fault circuit interrupter on these outlets keeps you from getting electrocuted or having electrical issues in your home if water gets into the outlets.
  • Homeowners Association (HOA)
    • If your property is part of an HOA you need to adhere to their rules and regulations as well. They govern the exterior appearance of your home and may place limitations on what you can have in or on your property. 
    • You may have to change the color of your house, update your landscaping, or meet other requirements before you can sell your home. While HOA guidelines won’t affect the closing of your sale, violations can be costly. You may have to pay fines or pay for the cost of making the required changes.

Do You Need to Disclose Violations?

Sellers will need to disclose any violations their home has to buyers. In Florida, a seller must disclose all known facts that affect their home’s value to the buyer. This includes any legal claims to the property and repairs that local, state, or federal authorities require. 

It’s always best to be upfront about issues and disclose any violations in your home. Potential buyers will find code violations while conducting home inspections and it’s best not to be surprised.

Can You Sell a House With a Violation?

Can you sell a house with a violation in Florida? Yes, homeowners can sell their house even if it has code violations. There are several options the homeowner can choose from to sell the property even when it’s not up to code. 

  • Fix the Violations and Move on With the Sale

Some violations are easy to fix and don’t cost the seller a lot of money. If you have a code violation regarding smoke detectors, you can resolve the problem by installing new smoke detectors in your home where building codes require them. 

Other low-cost violations include updating electrical outlets and bathroom exhaust fans. These are fairly inexpensive fixes that can resolve your violation quickly so you can move ahead with your sale. 

You can also hire professionals to fix significant issues with your electrical or plumbing systems or structural problems in your home. A licensed contractor, plumber, or electrician can work with you to bring your house up to code.

  • Lower the Price of Your Home

Some code violations require expensive repairs that you may be unable to afford. Roof replacements or updating an electrical panel are two examples of costly repairs. If the seller cannot afford to make the repairs themselves, they can lower the price of their home and sell it to buyers as-is. This discount gives buyers the option to pay for repairs once the sale has gone through. 

Any home sold as-is must be safe to live in. The code violations can’t threaten the health or wellbeing of the buyer. While the lower price may attract potential buyers, you may have trouble finalizing the home’s sale because code violations are a title issue. 

Title issues complicate who owns the property and make closing on a home a more lengthy and difficult process.

contractor inspecting a front door frame; can you sell a house with a violation

Working with Meli Homes

A third option if your home has code violations is to sell it to a company that specializes in buying distressed properties. Companies like Meli Homes regularly buy houses in their current condition and are experienced in dealing with code violations and title issues. If we don’t buy your home outright, we can offer guidance in listing and selling your property to bypass the traditional real estate process. 

If you have expensive repairs you cannot afford to make or need to sell your house quickly, a professional home buyer is a great option. 

Can you sell a house with code violations to Meli Homes? Definitely. Meli purchases homes in Florida that require repairs. We have experience buying as-is dwellings and homes with title issues. We’ll handle the paperwork for you and typically close within 30 days or less. 

Your home sale with Meli is easy and fast. We will walk through your home and, if we are interested in buying, make you an offer within 24 hours. You don’t have to worry about making repairs or the sale falling through; simply accept or reject the offer and we’ll get the paperwork started. We can also help you list your property as-is to better your chances of a sale. Request a consultation today regarding your home with code violations near Orlando, Florida. 

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